LifeARC
Longevity based Financial planning
The biggest variable in your financial plan is how long you’ll live.
We measure it.
Interactive lifespan estimator — JS island, ported in the calculator pass.
- Built on your lifespan range
- Results in minutes
- Updated every medical visit
- Built for your financial plan
Two neighbors, same plan — very different outcomes
Both age 65, $2.0M invested, drawing $80k/yr. One has a long arc to age 97; the other a short arc to 78 — and their lifespans should drive very different allocation, spending, and income decisions.
Interactive Two-Neighbors comparison (finance model + disclosures) — JS island, ported in the calculator/interactivity pass.
How It Works
Three steps from a medical record to a plan that fits your real lifespan: fast, consistent, and grounded in evidence.
- 1
Share your medical record, securely
Upload attending physician statements, medical reports, or case summaries in a secure, streamlined workflow. Your record is the foundation of an accurate estimate.
- 2
LifeARC builds your individual lifespan range
From your real clinical history of impairments, medications, labs, and findings, LifeARC estimates your personal lifespan distribution, not a one-size-fits-all average.
- 3
Match your plan to your horizon
Use your lifespan range to shape allocation, spending, and income decisions that fit the life ahead of you, alongside a concise medical summary you can act on.
Retirement & Longevity Planning
Turn an individual lifespan range into smarter allocation, spending, and income decisions, so a plan fits the life ahead, not a one-size rule of thumb.
The evidence under every estimate
LifeARC reads each uploaded record and organizes the clinical details that actually move longevity, so your lifespan range rests on your real health history, not a generic average.
- Diagnosed impairments and associated International Classification of Diseases (ICD) codes
- Medication details and context
- Lab values and relevant clinical findings
- Key longevity-related risk factors
From your health to a lifespan range
That evidence becomes a personal lifespan distribution: a range, not a single guess, plus a clear summary you and your advisor can plan around.
- Your individual lifespan range, from likely to plan-to age
- Mortality multiplier relative to the general population
- Concise one-paragraph medical summary
- Refreshed at every medical update, so the plan stays current
Security Practices
Encrypted at rest and in transit
Medical records are encrypted with the Advanced Encryption Standard (AES-256) in Amazon Web Services (AWS) S3 storage and transmitted over Transport Layer Security (TLS). Presigned download links expire within minutes.
HIPAA-aligned workflows
LifeARC handles patient health information following HIPAA-aligned operational practices across upload, processing, and result delivery.
Auth0-secured access
Every request is authenticated through Auth0 with scoped JSON Web Token (JWT) permissions. Access is restricted to authorized users and gated per record.